Need advice

[Mike Murphy]

So over the weekend I lost my wallet, containing my license, bank card, and SS card.

The card and license are easy enough to replace but I'm scared s-less about the SS card. Also, i know I should never have it on me so please spare those comments.

Is there anything I can do to prevent potential fraud? Everything I look up online says you cant do anything until it happens, which is pretty useless.

I'm grasping for straws so any positive advice would be appreciated.

[Jeni Desrosiers]

I lost mine when I was 14 and nothing bad has ever happened to me. Have fun sitting and waiting to get a new one Ive been told its ridiculous.

[Mike Murphy]

I could care less about getting a new one, I know the number now. I can get it for free if I ever need it, I'm just paranoid as shizz about identity theft.

[Jeni Desrosiers]

Who would want to be you?

[Todd Lapham]

I wouldn't worry about it, if someone was going to steal your identity, getting a SS# isn't the hard part.

[Mike Murphy]

Who would want to be you?

Not me!

[Mike Murphy]

I wouldn't worry about it, if someone was going to steal your identity, getting a SS# isn't the hard part.

Right, i'm sure no one is actively looking to do it. But I feel as if I've just opened the door to some shmuck drunk hanging out at a bar.

[Todd Lapham]

I wouldn't worry about it, if someone was going to steal your identity, getting a SS# isn't the hard part.

Right, i'm sure no one is actively looking to do it. But I feel as if I've just opened the door to some shmuck drunk hanging out at a bar.

True, but the odds of a drunk schmuck actually knowing how to steal an identity is slim. The actual card is useless, the number is what counts and that's still not all you need.

I would suggest actually applying for a new one stating it was stolen, so it's on record just incase anything happens.

[Steve Solbo]

I wouldn't worry about it, if someone was going to steal your identity, getting a SS# isn't the hard part.

Right, i'm sure no one is actively looking to do it. But I feel as if I've just opened the door to some shmuck drunk hanging out at a bar.

True, but the odds of a drunk schmuck actually knowing how to steal an identity is slim. The actual card is useless, the number is what counts and that's still not all you need.

I would suggest actually applying for a new one stating it was stolen, so it's on record just incase anything happens.

Unless it was this drunk schmuck doing it out of spite.

[Mike Murphy]

True, but the odds of a drunk schmuck actually knowing how to steal an identity is slim. The actual card is useless, the number is what counts and that's still not all you need.

I would suggest actually applying for a new one stating it was stolen, so it's on record just incase anything happens.

I'm going to. Luckily its free in this state, but unfortunately there is nowhere to actually report the loss/prevent usage.

Thanks for the advice.

[Mike Murphy]

Unless it was this drunk schmuck doing it out of spite.

You suggesting I have enemies? Thats crazy talk

[Steve Solbo]

Unless it was this drunk schmuck doing it out of spite.

You suggesting I have enemies? Thats crazy talk

Probably ones that are bigger douches than I.

[Todd Lapham]

Unless it was this drunk schmuck doing it out of spite.

You suggesting I have enemies? Thats crazy talk

Probably ones that are bigger douches than I.

Unpossible!

[Mike Murphy]

Probably ones that are bigger douches than I.

I dunno, that's pretty hard to do.

[Matt Buono]

Unless it was this drunk schmuck doing it out of spite.

You suggesting I have enemies? Thats crazy talk

Probably ones that are bigger douches than I.
secondish

[John Borelli]

Try lifelock.com. Monitors bad things happening to your ID, cuts down credit card junk mail, provides credit reports, and other stuff.

[Mike Murphy]

I'll be sure to check it out. Thanks John.

[Mike Murphy]

Try lifelock.com. Monitors bad things happening to your ID, cuts down credit card junk mail, provides credit reports, and other stuff.

Signed up for this last night. Thanks for the heads up.

[Ken Hannan]

You should do a fraud alert with the 3 major credit agencies, TransUnion, Experian, and Equifax.
If anyone tries to get credit in your name, it goes through one of these 3. If there's an alert on your account, it makes it harder to accomplish.

See http://www.ftc.gov/bcp/edu/microsites/i ... efend.html

[Dave McHale]

ugh, wish i saw this before you gave money to lifelock. biggest bunch of douches - and all they do is perform services that you can do for free IF something happens, they still aren't "protecting" anything. Their pres used to swear their services were so great and you would NEVER be the victim of identity theft by using their services that he was putting his own honest-to-god SSN up on billboards and in print ads and stuff. know what happened? he was the victim of identity theft over EIGHTEEN TIMES. Check out the "controversy" portion of the company's wikipedia entry http://en.wikipedia.org/wiki/LifeLock

as far as "no where to report the SS Card stolen"... try the police station. The fed doesn't have much for you in the way of "revoking" your old card, and I know there's not much the local PD can do about getting it back but it WILL successfully put on record that your wallet, with everything in it *including that card*, was stolen. So like Todd says, just in case anything ever did happen at least you would have a record to point to and say "yeah, but it was stolen. And yes, I reported it"

[Mike Murphy]

Already reported it to the police. Told my bank to put security questions on all inquiries on my credit, accounts, ect.

I'm feeling a lot more at ease now. Just gotta hope and wait now. Thank guys.